Tobacco Use Cessation Programs

Insurance coverage for “quit smoking” programs is now mandatory in Illinois by virtue of an amendment to the Illinois Insurance Code that went into effect earlier this year. That is, insurers who provide group accident and health insurance plans must now offer (for additional premium) coverage for the expense of participating in a “tobacco use cessation program.”

Tobacco use is the number one cause of preventable death and disease in Illinois, costing $4.1 billion annually in direct health care costs and another $4.35 billion in lost productivity. (See Public Act 097-0592)